X.XX%APY

On balances up to $50,000

TAB’s Free Kasasa Cash Checking

Earn cash rewards just for banking with us!

Account Benefits & Rewards

  • Free checking that pays really high interest
  • 4.00% APY* on balances up to $50,000
  • 4.00% to 1.50% APY on balances over $50,000 depending on balance in account *
  • Refunds in ATM withdrawal fees, nationwide (up to $15 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Mobile bank app
  • Mobile check deposits
  • Account alerts
  • My Spending, budgeting tool
  • Bill-pay
  • Online banking
  • Funds transfer access
  • FDIC insured to protect your money
  • No minimum deposit to open
  • Pay someone in seconds by email or mobile phone
Please note that receiving e-statements is a condition of having this account.

Here’s how easy it is to earn your rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  • At least 15 debit card purchases**

And if you don’t meet these qualifications, don’t worry – your account is still free.
Plus, you’ll still earn our base rate. And you can go right back to earning your full rewards the very next cycle that you qualify.

Enjoy the freedom to access your money anytime with convenient mobile banking controls!

Open a free Kasasa Cash account with TAB Bank today.

Kasasa Cash Rewards
Average Daily Balance Interest Rate APY ATM Fee Reimbursements
Below threshold (Up to $50,000) 3.9285% 4.00% Up to $15/month
Above threshold (Over $50,000) 0.25% 4.00% to 1.50%

Rates are current as of

Kasasa Cash Base
Average Daily Balance Interest Rate APY ATM Fee Reimbursements
All balances if qualifications not met 0.0499% 0.05% None

Rates are current as of

*Qualification Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: (1) At least 1 direct deposit, ACH payment (use of routing number and account number to complete a transaction), or bill pay (using TAB Bank’s mobile app or online banking portal) transaction. (2) At least a combined total of 15 pin-based / signature-based debit card purchases. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. **The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $50,000 in your Kasasa Cash account earn an interest rate of 3.9285% resulting in a non-compounding APY* of 4.00%; and average daily balances over $50,000 earn an interest rate of 0.25% on the portion of the average daily balance over $50,000, resulting in a non-compounding range from 4.00% to 1.50% APY depending on the account’s average daily balance. You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire average daily balance will be 0.0499% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. APY = Annual Percentage Yield. APYs accurate as of 04/15/2019. APY calculations are based on an assumed balance of $50,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. You will automatically qualify for the account’s rewards during your account’s first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.

Additional Information:
Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the Kasasa Cash account. No minimum deposit is required to open the Kasasa Saver account. Enrollment in E-Statements is a condition of these accounts. Limit of 1 account per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Tab Bank member FDIC.

Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Checking Savings CDs Money Market IRA
Up to % Up to % APY Great Rates Up to % APY Up to % APY
Available Options No monthly service fees Multiple Terms Available No monthly service fees Roth or Traditional IRA
FDIC Insured FDIC Insured FDIC Insured FDIC Insured FDIC Insured
Rates are current as of

WHAT OUR CUSTOMERS SAY

Mary, Vice President, Finance Company

“TAB Bank has a very dedicated team of professionals who have provided our business with a great experience. They have been quick to help support the growth of our company and continue to work hard for our company.”

Lisa, CFO, Technology Company

“As far as TAB Bank goes, I don’t know what I would do without them. They have definitely made a big difference in our business.”

Dave, President, Distribution Company

“Our experience with TAB Bank has been very positive. In today’s economy, it is reassuring to know that there are still financial institutions out in the market that clearly understand the needs and challenges that smaller middle market companies face on a daily basis.”

Bob, Vice President, Manufacturing Company

“I’m not stuck behind a bureaucratic wall of impersonality. We can interact and solve problems in very clear language and make things happen. That’s why I like TAB.”

Mark, President, Manufacturing Company

“Our experience in working with TAB Bank can be summed up in two words – proactive partnership. Without a doubt, TAB Bank is a different bank that makes a difference. Our company is pleased to be working with them.”

Greg, CFO, Transportation Company

“One of the unique things about TAB Bank is that they are a bank that specializes in trucking – at a much higher level than any other bank.”

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