2.75%
Annual Percentage Yield
+
1.00%
Cash Back
+
NO
Account Fees
It’s a BIG Deal!
Big Card for the Big Game
Take a peek at TAB Bank’s commercial, as Seen During Super Bowl LIX.
Get more from your money with a new kind of rewards checking account.
An Award Winning Bank
| ANNUAL PERCENTAGE YIELD (APY) | CASHBACK ON PURCHASES | MIN. DEPOSIT TO OPEN |
|---|---|---|
| 2.75% | 1.00% | $0.00 |
Rates effective as of April 12, 2026.
Interest rates and annual percentage yield (APY) may change at any time, at TAB’s discretion, without notice. Minimum balance to obtain APY is $0.01. The standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category (learn more).
Competitive High-Yield Interest Rates
No Account Fees
Online & Mobile Banking Access
Cashback Rewards on Debit Card Purchases
No Opening Minimum Deposits
FDIC Insured to Protect Your Money
Smarter. Simpler. Better.
Our no-hassle dual rewards setup helps you get the most from every dollar.
These days, it’s not hard to find a checking account that offers you rewards. However, many of the best alternatives make you choose between an account that pays you interest and one that rewards you with cash back. TAB Bank is on a mission to lift and empower your financial future with a single account that offers both cashback rewards and a competitive interest rate. So you can earn with every dollar you spend, and every dollar you save.
Smarter Card Management Brought to You by TAB
Every TAB Bank checking account includes access to the My Cards hub, a powerful digital tool that puts you in control of your debit card and spending habits.
- Turn your card on or off at any time for instant peace of mind
- Set spending limits or block specific transaction types for increased security
- Receive real-time alerts to stay on top of purchase activity
- View and track your spending by category, merchant, and/or location
- Add your card to a digital wallet in seconds
Get More With Built-in Benefits
Great Rewards Are Just The Beginning.
TAB Spend
than just its high APY and cashback rewards. To name a few:- Mastercard debit card for easy, secure payments in-store, online, and through your Apple Pay® or Google Pay™ digital wallet
- No hidden or complex qualification requirements
- No minimum opening balance
- No account fees
- Convenient online and mobile banking with features including: Electronic Check Deposit, Bill Pay, Card Alerts, and more
- Surcharge-free withdrawals at MoneyPass ATMs nationwide
- Automatic enrollment in eco-friendly e-statements
Why Choose TAB Bank?
Not your average digital bank, TAB is committed to creating bold financial solutions that are accessible, easy to understand, and provide real value to our customers.
Competitive Interest Rates
With a TAB Spend account, you’ll enjoy competitive rates that help you grow your money, without sacrificing ease of access.
Interest Builds Immediately
All you need to do is transfer or deposit funds into your high-yield TAB Spend account and begin to accumulate interest from day one.
Optimal Account Security
Rest easy knowing your money and personal information are protected with end-to-end encryption and top security measures.
Elevated Customer Care
With our extended customer service hours and specialists ready to handle your calls, you’re always in good hands.
Learn More
We’ve Got You Covered
Documentation
Apple Pay is a registered trademark of Apple Inc.
Google Pay is a trademark of Google LLC.